FREQUENTLY ASKED QUESTIONS
At UniTrust, we value transparency in everything we do. High-performing Partnerships require proper expectations and communication. Check out some of these common FAQ's.
What is UniTrust Financial Group?
UniTrust Financial Group is a premier insurance marketing organization for independent insurance agents and agency builders. We provide training, infrastructure, marketing, support, and technology.
What does a UniTrust agent do?
A UniTrust agent provides middle-income America with protection for themselves, their families and their home in the form of life insurance. Agents provide a multitude of different products to their clients through UniTrust's carrier partners. UniTrust agents are independent contractors, owning their own business, creating their own schedule, and writing their own paycheck.
Are agents paid commission only?
Yes. Other than the bonuses paid by UniTrust, our agents make their living from commissions paid by our various insurance companies.
Is an insurance license required to work with UniTrust Financial Group?
Yes. Agents must have, or obtain, a life insurance license for the state(s) in which they would like to write business.
Are there any fees to join the UniTrust team?
No. And we are proud of that! At UniTrust, we are in the business of selling insurance. We view our agents as partners and want our agents to reach their full sales potential in a professional atmosphere. That is why we do not have any membership fees, special club fees, contract promotion fees, or training university fees.
Who is going to train me?
You will receive training from numerous people. Your hiring manager, regional manager, colleagues, and UniTrust executives will all help train you. Being a UniTrust agent also gives you access to our UniTrust University Training Center that houses hundreds of videos and documents about in-home presentations, live dialings, recruiting, and more! You can also join our in-person regional and national training events held frequently.
Can I earn a higher compensation level?
Absolutely. Agents have the opportunity to earn a higher compensation each month up to 120% based on their production! Agency managers have the opportunity to earn a higher compensation every 2 months up to 140% (a compensation that surpasses the industry standard) based on their agency’s production!
How much can a new agent earn?
An agent's income potential is based on their activity level, placement rates, and ability to assist clients. With the average policy paying out $700 - $1,000 in commission, we have many agents who make six-figures their first full-time year in the business with no prior experience.
Are there opportunities for advancement into management?
Yes. The UniTrust System is designed to help facilitate growth and assist our agents in building their own agencies. In addition to the support of UniTrust's leaders, our comprehensive training platform features education designed to help train and support agents who would like to build an agency of any size.
Am I required to build an agency?
No. Being “The Agent’s Company” means that we support agents and managers in whichever direction they would like to take their business. UniTrust has developed a system for both personal producers and agency builders to develop a profitable business of their own.
What is a lead and what makes UniTrust Leads award-winning?
A lead is generated when someone sends in a request by mail, phone, or internet search engine for services that UniTrust agents can provide. This system prevents agents from making cold calls and ensures they always have potential clients to contact!
Can I sell virtually or is this 100% in-home sales?
Yes. We offer training and support for those who seek a 100% home-based sales position. In addition to our traditional in-home model, many agents are having success as "Hybrid" agents allowing them to help families in their local community and in other cities all across the USA from the comfort of their home or office.
What makes UniTrust different from others?
When you work with UniTrust Financial Group, you enter into a proven system that is clearly defined. You are able to become a business owner: run your own company, make your own hours, and create the life you envisioned for yourself. UniTrust will give you a strong foundation and support, unlike any other Insurance Marketing Organization, to build a profitable business!